Otter Tail Credit Union      (800) 908-6466
Loans
LOAN RATES   

Approximate Term 

Annual Percentage Rate (APR)

       
 Subaccount Description      
       
 Secured Loans  

  12 Months 

 2.75%*

   

 24 Months

 2.75%*

   

 36 Months

 3.50%*

   

 48 Months

 3.50%*

   

 60 Months

 3.50%*

   

 72 Months

 3.50%*

       
 Signature Loans and      
 Line of Credit Loans  

 12 Months

 7.00%*

   

 24 Months

 7.50%*

   

 36 Months

 8.50%*

   

 48 Months

 9.00%*

       
 Share Secured Loans  

 72 Months

 The share rate plus 3.50%
       
       
 Power Savings Secured Loans  

 72 Months

 The Power Savings rate 
       plus 3.50%
       
       
 Certificate Secured Loans  

 Term of the

 The certificate rate plus
   

 Certificate

                3.50%
       
Share Draft Overdraft Protection Loans     

 14.00%

     
     
 Home Equity Lines-of-Credit       Contact the credit union
     the most current rate
       
       
       
Agricultural Loans     Contact the credit union
     
*These rates may be reduced according to the      
 terms of the Member Loyalty Program. Look under      
 "Current Rates" tab for explanation of program.      



When you're considering a purchase, no matter how big or small, Otter Tail Credit Union has a loan program to fit your needs—and your budget. Our interest rates are generally lower and we process loans quickly. You'll never be charged a penalty for early payoff and our loans can often be tailored to fit your specific needs.

Whether you're in the market for a new car or would like to take the family on vacation, we're sure to have a loan that's just right for you. While we offer too many loans to list them all, the following are most common:

  • Cars, trucks, or SUVs
  • RVs and travel trailers
  • Boats and personal watercraft 
  • Motorcycles and ATVs
  • Snowmobiles
  • Computers
  • Travel and vacation
  • Home equity
  • Garden tractors or full sized tractors
  • Christmas/holiday expenses
  • Taxes
Loan Calculator
 
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